Kumar, MayankBhakat, Kamalendu Thacker, VipulGandhi, AakankshaVijaykumar, AbhiramTrivedi, DeekshaKhatri, LokitMaithani, ShubhamJohri , Sonali2025-05-242025-05-242025Group- 4, PGDMC Batch 2023-25https://ir.mica.ac.in//handle/123456789/10163Village(s): Tragadi, Kandagrah, Bidhada, Nani Khakar District: Mandvi, Kutchh State: GujaratThe SHG program facilitated by VRTI has had a significant impact on the financial well-being of its members. Our survey data shows that on average, SHG members have experienced a 62% increase in their household incomes since joining the groups. Among those engaged in income-generating activities like tailoring, jewellery-making, and small-scale agriculture, the average monthly income has risen from 7,500 INR to 12,000 INR Additionally, 78% of SHG members have been able to start a new business or expand an existing one with the support of microfinance loans provided by their groups. The average loan size accessed by members is 35,000 INR1, with a repayment rate of 92% across the groups we studied.enEconomic Empowerment and Future PlansRural development & problemsstudy by students