Browsing by Author "Johri , Sonali"

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    Assess ROI for extended microfinance to SHGs Developing success stories on enhancement of income post microfinance support to women members: With Vivekanand Research and Training Institute (VRTI)
    (MICA, 2025) Gandhi, Aakanksha; Vijaykumar, Abhiram; Trivedi, Deeksha; Khatri, Lokit; Maithani, Shubham; Johri , Sonali; Kumar, Mayank; Bhakat, Kamalendu Thacker, Vipul
    The SHG program facilitated by VRTI has had a significant impact on the financial well-being of its members. Our survey data shows that on average, SHG members have experienced a 62% increase in their household incomes since joining the groups. Among those engaged in income-generating activities like tailoring, jewellery-making, and small-scale agriculture, the average monthly income has risen from 7,500 INR to 12,000 INR Additionally, 78% of SHG members have been able to start a new business or expand an existing one with the support of microfinance loans provided by their groups. The average loan size accessed by members is 35,000 INR1, with a repayment rate of 92% across the groups we studied.