A study on Dena KCC (RuPay KCC) : NABARD
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Date
2016
Journal Title
Journal ISSN
Volume Title
Publisher
MICA
Abstract
The KCC was launched because several hurdles are faced by farmers in the process of acquiring adequate finance from banks, such as: long drawn-out documentation and processing, complicated practices followed by banks and other financial institutions, delay in processing and also lack of awareness among farmers regarding banking practices and benefit. Non-institutional credit is costly and counter-productive. Traditionally, farmers were able to withdraw the loan amount in form of cash withdrawals using withdrawal slips and the Kisan credit card-cum-passbook. Regional Rural Banks, Cooperative Banks and Public Sector Commercial Banks in association with NABARD have implemented the Kisan Credit Card scheme. Other features of the KCC cards,
Description
Rural Immersion Project – Area : Ahmedabad, District: Ahmedabad, State: Gujarat
Keywords
Rural development & problems, study by students