Study the cash credit loan status in village SHGS and reasons behind less disbursement : With Guj. Govt. Rural Development Department - Gujarat Livelihood Promotion

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dc.contributor.advisorMishra, Banikanta
dc.contributor.advisorVankar, Navinchandra
dc.contributor.authorGupta, Aakanksha
dc.contributor.authorMahajan, Madhur
dc.contributor.authorSomaiya, Manav
dc.contributor.authorChoudhary, Tithi
dc.contributor.authorSharma, Priyasha
dc.contributor.authorAgarwala, Sarthak
dc.date.accessioned2024-08-18T19:35:56Z
dc.date.available2024-08-18T19:35:56Z
dc.date.issued2024
dc.descriptionRural Immersion Report- City : Santalpur, District: Patan, State: Gujarat
dc.description.abstractUpon completion of our field visits and interviews, we found that there is a lack of trust between the villagers and banks. Though some villagers have organised themselves in Mandalis (Kisaan and Mahila SHGs), they are unable to have a smooth financial experience due to animosity between the parties as well as a lack of knowledge and awareness. Banks are sceptical about providing loans and believe that most villagers default. Villagers feel that they have a lack of access to loans, especially when they are not a farmer or have a stable income. Hence, awareness and accessibility both were seen as key issues that the villagers faced. The same will be explained in further detail ahead.
dc.description.sponsorshipGuj. Govt. Rural Development Department - Gujarat Livelihood Promotion
dc.identifier.otherPGDM Batch 2022-24
dc.identifier.urihttp://ir.mica.ac.in/handle/123456789/8280
dc.language.isoen
dc.publisherMICA
dc.relation.ispartofseriesGroup 13
dc.subjectSelf-Help Group
dc.subjectloan credit
dc.subjectfarmer of villagers
dc.titleStudy the cash credit loan status in village SHGS and reasons behind less disbursement : With Guj. Govt. Rural Development Department - Gujarat Livelihood Promotion

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