Assess ROI for extended microfinance to SHGs Developing success stories on enhancement of income post microfinance support to women members: With Vivekanand Research and Training Institute (VRTI)
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Date
2025
Journal Title
Journal ISSN
Volume Title
Publisher
MICA
Abstract
The SHG program facilitated by VRTI has had a significant impact on the financial well-being of its members. Our survey data shows that on average, SHG members have experienced a 62% increase in their household incomes since joining the groups. Among those engaged in income-generating activities like tailoring, jewellery-making, and small-scale agriculture, the average monthly income has risen from 7,500 INR to 12,000 INR
Additionally, 78% of SHG members have been able to start a new business or expand an existing one with the support of microfinance loans provided by their groups. The average loan size accessed by members is 35,000 INR1, with a repayment rate of 92% across the groups we studied.
Description
Village(s): Tragadi, Kandagrah, Bidhada, Nani Khakar District: Mandvi, Kutchh State: Gujarat
Keywords
Economic Empowerment and Future Plans, Rural development & problems, study by students